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Mortgage Loans and Reverse Mortgage Loans in Jacksonville, Florida

Welcome to the official site of Sharp Mortgages, Inc. 

We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra.  We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, Baker County, Nassau County, Putman County, Flagler County and Clay County. Whether you are buying a home or refinancing anywhere in Florida, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.


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In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional | Reverse Mortgage | Down Payment Assistance

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out or just getting a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash-Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo | Reverse Mortgage | Fixed Second


What makes Sharp Mortgages, Inc. unique is that we offer the following niche programs as well: Reverse Mortgage, Bank Statement Loans, and Damaged Credit.

Contact Sharp Mortgages, Inc. today to discuss your mortgage loan options and determine which loan program will best suit your needs.

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